Our job is to find you the right commerical mortgage loan at the most competitive price. Through our lender relationships, we can almost always get you a better deal than you might be able to get on your own.  We know what's required for a professional loan submission package and do much of the research and preparation - saving you both time and effort.

THE  PROCESS:

From your standpoint,  having a selection of financing offers to choose from is the ideal goal. Due to the complexity of commercial mortgage loans (versus home mortgage loans), however, it isn't possible to provide on-line "instant" quotes. 

Step-by-Step:

• You first provide us ( by phone or by using our Contact Form ) with the preliminary information for our initial evaluation.  Contact Info Form

• Based on that information, we supply the (pre) Application Form ( Motel, Retail, etc. ) that applies to your planned transaction.  Application Form

• We then create your formal Loan Submission Package; and match your request to our commercial lender sources.   see sample  sample Loan Package

• You evaluate, then choose from the selection of Quotes / Proposals that we provide. ( 24 - 48 hours ) see sample  Quotation 

• You provide additional documentation, as needed. The loan request is then processed and underwritten (property appraisal, documentation, title insurance, etc).

• Upon final approval,  your loan is closed and funded. The whole process generally takes 30 - 60 days, depending upon the property type and the complexity of the transaction.

The key to success in obtaining the financing you want is in providing us with 

accurate and complete information !

• Actual and/or Projected Sales & Income
• Stabilized Net Cash Flow
• Debt Service Ratios
• Loan-to-Value Ratios
• Income Capitalization Rates
• Occupancy Rates
  

That's what we do !